/* ===== Finanseo: Base ===== */
:root{
    --inv-bg:#0E1A2A;        /* granat */
    --inv-accent:#9973ed;    /* zielony akcent */
    --inv-text:#0F172A;      /* główny tekst */
    --inv-muted:#6B7280;     /* opis */
    --inv-surface:#FFFFFF;   /* biel */
    --inv-page:#FFFFFF;      /* white page */
    --inv-border:#E8ECF2;
    --inv-radius:16px;
    --inv-shadow:0 8px 24px rgba(14,26,42,.12);
  }
  *{box-sizing:border-box}
  html{scroll-behavior:smooth}
  body{
    margin:0; font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;
    color:var(--inv-text); background:var(--inv-page); line-height:1.6;
  }
  img,svg{display:block; max-width:100%; height:auto}
  a{color:inherit; text-decoration:none}
  .inv-container{width:min(1160px,92%); margin-inline:auto}
  
  /* ===== Header (sticky) ===== */
  #Finanseo-header{
    position:sticky; top:0; z-index:1000;
    background:rgba(255,255,255,.86);
    backdrop-filter:saturate(180%) blur(10px);
    border-bottom:1px solid rgba(14,26,42,.06);
    transition:box-shadow .2s ease, background .2s ease;
  }
  #Finanseo-header.is-scrolled{ box-shadow:var(--inv-shadow); background:#fff; }
  
  .inv-nav{ display:flex; align-items:center; gap:16px; padding:12px 0; }
  .inv-brand{ display:flex; align-items:center; gap:10px; min-width:190px; }
  .inv-brand__logo{ width:36px; height:36px; border-radius:10px; overflow:hidden; box-shadow:0 6px 14px rgba(14,26,42,.18); }
  .inv-brand__name{ display:flex; flex-direction:column; line-height:1.05; }
  .inv-brand__name strong{ letter-spacing:.2px; }
  .inv-brand__claim{ font-size:.78rem; color:var(--inv-muted); }
  
  .inv-menu{
    margin-left:auto;
    display:flex; align-items:center; gap:18px;
  }
  .inv-menu a{
    padding:8px 10px; border-radius:10px; font-weight:600;
  }
  .inv-menu a:hover{ background:#F2F6FB; }
  .inv-cta--primary{
    background:var(--inv-accent); color:#063d2a; font-weight:800;
    padding:10px 14px; border-radius:12px; box-shadow:0 10px 22px rgba(30,194,139,.22);
  }
  .inv-cta--primary:hover{ filter:brightness(.95); }
  
  /* Burger */
  .inv-burger{ display:none; margin-left:auto; border:0; background:transparent; padding:8px; cursor:pointer; }
  .inv-burger span{ display:block; width:24px; height:2px; background:#0f172a; margin:5px 0; border-radius:2px; }
  
  /* Mobile menu */
  @media (max-width: 980px){
    .inv-menu{
      position:fixed; inset:auto 0 0 0; top:64px; display:none;
      flex-direction:column; align-items:flex-start; gap:10px;
      background:#fff; padding:18px 4%;
      border-top:1px solid var(--inv-border); box-shadow:0 -10px 30px rgba(14,26,42,.08);
    }
    .inv-menu.open{ display:flex; }
    .inv-burger{ display:block; }
    .inv-brand__claim{ display:none; }
  }
  
  /* ===== Hero ===== */
  #Finanseo-hero.fin-hero{
    padding:70px 0 40px;
    background:
      radial-gradient(1200px 520px at 90% -10%, rgba(30,194,139,.10), transparent 60%),
      radial-gradient(800px 420px at -10% 0%, rgba(14,26,42,.05), transparent 60%);
  }
  .fin-hero__grid{
    display:grid;grid-template-columns:1fr 1fr;gap:36px;align-items:center;
  }
  @media (max-width:980px){ .fin-hero__grid{ grid-template-columns:1fr; } }
  
  /* Copy */
  .fin-chip{
    display:inline-block;margin-bottom:10px;padding:6px 10px;border-radius:999px;
    background:linear-gradient(135deg,var(--fin-accent),#cd6de0); color:#063d2a; font-weight:800; font-size:.82rem;
    box-shadow:0 10px 22px rgba(30,194,139,.22);
  }
  .fin-hero__title{
    margin:0 0 10px; font-size:clamp(28px,4.2vw,44px); line-height:1.12; color:#0b1320; letter-spacing:.2px;
  }
  .fin-hero__sub{
    margin:0 0 16px; color:#374151; font-size:clamp(16px,2.1vw,18px);
  }
  .fin-hero__points{
    margin:18px 0 20px; padding:0; list-style:none; display:grid; gap:10px;
  }
  .fin-hero__points li{
    display:flex; gap:10px; align-items:flex-start;
    background:#fff; border:1px solid var(--fin-border); border-radius:16px; padding:10px 12px;
    box-shadow:0 8px 18px rgba(14,26,42,.04);
  }
  .fin-hero__points svg{ width:18px; height:18px; flex:0 0 18px; margin-top:2px; }
  
  /* CTAs */
  .fin-hero__ctas{ display:flex; gap:12px; flex-wrap:wrap; }
  .fin-cta{ display:inline-block; font-weight:800; border-radius:14px; }
  .fin-cta--primary{
    background:var(--fin-accent); color:#063d2a; padding:12px 16px;
    box-shadow:0 12px 26px rgba(30,194,139,.25); transition:filter .15s ease, transform .1s ease;
  }
  .fin-cta--primary:hover{ filter:brightness(.96); transform:translateY(-1px); }
  .fin-cta--ghost{
    background:#ffffff; border:1px solid #dbe3ee; color:#0f172a; padding:12px 16px;
  }
  
  /* Art */
  .fin-hero__art{
    background:#ffffff; border:1px solid var(--fin-border); border-radius:20px; padding:18px;
    box-shadow:var(--fin-shadow);
  }
  .fin-hero__art figcaption{ font-size:.85rem; color:var(--fin-muted); text-align:center; margin-top:10px; }
  
  /* Animacje (unikalność) */
  .fin-lineA{
    stroke-dasharray: 520 520;
    stroke-dashoffset: 520;
    animation: fin-draw 1.6s ease-out forwards .1s;
  }
  .fin-lineB{
    stroke-dasharray: 480 480;
    stroke-dashoffset: 480;
    animation: fin-draw 2.4s ease-out forwards .3s;
  }
  @keyframes fin-draw{ to { stroke-dashoffset: 0; } }
  
  .fin-shield{
    animation: fin-float 4.5s ease-in-out infinite alternate;
    transform-origin: 48px 48px;
  }
  @keyframes fin-float{
    from{ transform: translate(395px,78px) translateY(0); }
    to  { transform: translate(395px,78px) translateY(8px); }
  }
  
  /* Mobile odwrócenie: najpierw copy, potem grafika */
  @media (max-width:980px){
    .fin-hero__art{ order:2; }
    .fin-hero__copy{ order:1; }
  }
  
  /* ===== O nas + USP ===== */
  #Finanseo-usps{
    padding:56px 0 40px;
    background:
      radial-gradient(900px 380px at 100% 0%, rgba(30,194,139,.10), transparent 60%),
      radial-gradient(700px 320px at 0% 20%, rgba(14,26,42,.06), transparent 55%);
  }
  .inv-usps__head{max-width:860px;margin:0 auto 24px;text-align:center}
  .inv-usps__title{margin:0 0 8px;font-size:clamp(24px,3.4vw,34px);line-height:1.15;color:#0b1320}
  .inv-usps__lede{margin:0 auto;color:var(--inv-muted);font-size:clamp(15px,2vw,17px)}
  
  .inv-usps__grid{
    display:grid;gap:16px;margin-top:18px;
    grid-template-columns:repeat(4,1fr);
  }
  @media (max-width:1080px){.inv-usps__grid{grid-template-columns:repeat(2,1fr)}}
  @media (max-width:620px){.inv-usps__grid{grid-template-columns:1fr}}
  
  .inv-usps__card{
    background:var(--inv-surface);
    border:1px solid var(--inv-border);
    border-radius:18px;
    padding:16px;
    box-shadow:0 10px 22px rgba(14,26,42,.06);
    transition:transform .18s ease, box-shadow .18s ease, border-color .18s ease;
  }
  .inv-usps__card:hover{transform:translateY(-2px);box-shadow:0 16px 32px rgba(14,26,42,.10);border-color:#dce5f1}
  
  .inv-usps__icon{
    width:40px;height:40px;border-radius:12px;display:grid;place-items:center;
    background:linear-gradient(135deg,var(--inv-accent),#6de0bb);
    box-shadow:0 8px 18px rgba(30,194,139,.28);margin-bottom:10px
  }
  .inv-usps__icon svg{width:22px;height:22px}
  .inv-usps__card-title{margin:0 0 8px;font-size:1.08rem;line-height:1.25;color:#0f172a}
  .inv-usps__card-text{margin:0;color:#334155;font-size:.97rem}
  
  /* Mini-metryki */
  .inv-usps__stats{
    margin-top:22px;display:grid;gap:12px;grid-template-columns:repeat(3,1fr)
  }
  @media (max-width:620px){.inv-usps__stats{grid-template-columns:1fr}}
  .inv-usps__stat{
    background:#fff;border:1px solid var(--inv-border);border-radius:16px;padding:12px 14px;text-align:center;
    box-shadow:0 8px 20px rgba(14,26,42,.05)
  }
  .inv-usps__stat-value{font-weight:800;font-size:clamp(20px,3vw,28px);color:var(--inv-bg)}
  .inv-usps__stat-label{color:var(--inv-muted);font-size:.92rem}
  
  /* ===== Metodyka / Jak to działa ===== */
  #Finanseo-process{
    padding:56px 0 40px;
    background:
      radial-gradient(900px 380px at 100% 0%, rgba(30,194,139,.10), transparent 60%),
      radial-gradient(700px 320px at 0% 20%, rgba(14,26,42,.05), transparent 55%);
  }
  .inv-process__head{text-align:center;max-width:860px;margin:0 auto 24px}
  .inv-process__title{margin:0 0 8px;font-size:clamp(24px,3.4vw,34px);line-height:1.15;color:#0b1320}
  .inv-process__lede{margin:0 auto;color:var(--inv-muted);font-size:clamp(15px,2vw,17px)}
  
  .inv-process__timeline{
    list-style:none;margin:20px 0 0;padding:0;display:grid;gap:18px;
    grid-template-columns:repeat(2,1fr);position:relative
  }
  @media (max-width:900px){.inv-process__timeline{grid-template-columns:1fr}}
  
  /* Dekoracyjna oś łącząca (tylko desktop) */
  @media (min-width:901px){
    .inv-process__timeline::before{
      content:"";position:absolute;left:calc(50% - .5px);top:0;bottom:0;width:1px;background:#e9eef6
    }
  }
  
  .inv-process__step{
    position:relative;background:#fff;border:1px solid var(--inv-border);border-radius:18px;padding:16px 16px 16px 64px;
    box-shadow:0 10px 22px rgba(14,26,42,.06);
    transition:transform .18s ease, box-shadow .18s ease, border-color .18s ease;min-height:120px
  }
  .inv-process__step:hover{transform:translateY(-2px);box-shadow:0 16px 32px rgba(14,26,42,.10);border-color:#dce5f1}
  
  .inv-process__badge{
    position:absolute;left:14px;top:14px;width:36px;height:36px;border-radius:12px;display:grid;place-items:center;
    background:linear-gradient(135deg,var(--inv-accent),#6de0bb);color:#063d2a;font-weight:800;
    box-shadow:0 8px 18px rgba(30,194,139,.28)
  }
  .inv-process__icon{
    position:absolute;left:12px;bottom:12px;width:40px;height:40px;border-radius:12px;display:grid;place-items:center;
    background:#F2FBF7;border:1px solid #d7f2e6
  }
  .inv-process__icon svg{width:22px;height:22px}
  
  .inv-process__step-title{margin:0 0 6px;font-size:1.08rem;line-height:1.25;color:#0f172a}
  .inv-process__step-text{margin:0;color:#334155;font-size:.97rem}
  
  /* Wyróżnik */
  .inv-process__note{
    margin-top:22px;display:flex;gap:10px;align-items:flex-start;background:#fff;border:1px solid var(--inv-border);
    border-radius:16px;padding:12px 14px;box-shadow:0 8px 20px rgba(14,26,42,.05)
  }
  .inv-process__note svg{width:22px;height:22px;flex:0 0 22px}
  .inv-process__note p{margin:0;color:#0f172a}
  .inv-process__note strong{font-weight:800;color:#0E1A2A}
  .inv-container{width:min(1160px,92%);margin-inline:auto}

  #Finanseo-offer{
    padding:56px 0 42px;
    background:
      radial-gradient(900px 380px at 100% 0%, rgba(30,194,139,.10), transparent 60%),
      radial-gradient(700px 320px at 0% 20%, rgba(14,26,42,.06), transparent 55%);
  }
  
  /* Head */
  .inv-offer__head{text-align:center;max-width:860px;margin:0 auto 22px}
  .inv-offer__title{margin:0 0 8px;font-size:clamp(24px,3.4vw,34px);line-height:1.15;color:#0b1320}
  .inv-offer__lede{margin:0 auto;color:var(--inv-muted);font-size:clamp(15px,2vw,17px)}
  
  /* Grid */
  .inv-offer__grid{
    display:grid;gap:16px;margin-top:18px;
    grid-template-columns:repeat(3,1fr);
  }
  @media (max-width:980px){.inv-offer__grid{grid-template-columns:1fr}}
  
  /* Card */
  .inv-offer__card{
    position:relative;background:var(--inv-surface);
    border:1px solid var(--inv-border);border-radius:20px;padding:18px 16px 16px;
    box-shadow:0 10px 22px rgba(14,26,42,.06);
    transition:transform .18s ease, box-shadow .18s ease, border-color .18s ease;
  }
  .inv-offer__card:hover{transform:translateY(-2px);box-shadow:0 16px 32px rgba(14,26,42,.10);border-color:#dce5f1}
  .inv-offer__card--highlight{
    border-color:#cfeee3; box-shadow:0 16px 36px rgba(30,194,139,.18);
  }
  
  /* Badge */
  .inv-offer__badge{
    position:absolute; top:12px; right:12px;
    padding:6px 10px; border-radius:999px; font-weight:700; font-size:.8rem;
    background:#eef2f7; color:#0f172a;
  }
  .inv-offer__badge--accent{
    background:linear-gradient(135deg, var(--inv-accent), #6de0bb);
    color:#063d2a; box-shadow:0 10px 22px rgba(30,194,139,.28);
  }
  
  /* Name/desc */
  .inv-offer__name{margin:8px 0 4px;font-size:1.16rem;line-height:1.2;color:#0f172a}
  .inv-offer__desc{margin:0 0 10px;color:#374151;font-size:.98rem}
  
  /* Price */
  .inv-offer__price{
    display:flex;align-items:baseline;gap:8px;margin:6px 0 12px;padding:8px 10px;
    background:#F8FAFD;border:1px solid #e7edf6;border-radius:14px;
  }
  .inv-offer__amount{font-weight:800;font-size:1.4rem;color:#0E1A2A;letter-spacing:.2px}
  .inv-offer__period{color:var(--inv-muted);font-size:.92rem}
  
  /* List */
  .inv-offer__list{margin:0 0 14px;padding-left:18px;color:#334155;font-size:.96rem}
  .inv-offer__list li{margin:6px 0}
  
  /* CTA */
  .inv-offer__cta{
    display:inline-block;text-align:center;
    padding:12px 16px;border-radius:14px;font-weight:800;
    background:var(--inv-accent);color:#063d2a;box-shadow:0 10px 22px rgba(30,194,139,.25);
  }
  .inv-offer__cta:hover{filter:brightness(.96)}
  #plan-smart .inv-offer__tagline{margin-top:10px;text-align:center;color:#0E1A2A;font-weight:700;font-size:.9rem}
  
  /* Tooltip (mini-FAQ) — CSS only */
  .inv-tip{position:relative;display:inline-flex;vertical-align:middle;margin-left:6px}
  .inv-tip__btn{
    appearance:none;border:0;cursor:help;line-height:1;
    width:18px;height:18px;border-radius:999px;display:inline-grid;place-items:center;
    background:#0E1A2A;color:#fff;font-weight:800;font-size:.78rem;
  }
  .inv-tip__btn:focus{outline:2px solid #9ee8cf;outline-offset:2px}
  .inv-tip__bubble{
    position:absolute; left:50%; transform:translateX(-50%); bottom:calc(100% + 8px);
    min-width:220px; max-width:280px; padding:10px 12px;
    background:#0E1A2A; color:#e8fff8; border:1px solid #18304b; border-radius:10px;
    box-shadow:0 14px 30px rgba(14,26,42,.3); font-size:.86rem; line-height:1.35;
    opacity:0; visibility:hidden; transition:opacity .15s ease, visibility .15s ease; z-index:20;
  }
  .inv-tip__bubble::after{
    content:""; position:absolute; top:100%; left:50%; transform:translateX(-50%);
    border:8px solid transparent; border-top-color:#0E1A2A;
  }
  .inv-tip:hover .inv-tip__bubble,
  .inv-tip__btn:focus + .inv-tip__bubble{opacity:1;visibility:visible}
  
  /* Note */
  .inv-offer__note{
    margin-top:22px;text-align:center;background:#ffffff;border:1px solid var(--inv-border);
    border-radius:16px;padding:12px 14px;box-shadow:0 8px 20px rgba(14,26,42,.05)
  }
  .inv-offer__note p{margin:6px 0}
  .inv-offer__fineprint{color:var(--inv-muted);font-size:.9rem}    
  /* --- Opinie --- */
#Finanseo-reviews{
    padding:56px 0 42px;
    background:
      radial-gradient(900px 380px at 100% 0%, rgba(30,194,139,.10), transparent 60%),
      radial-gradient(700px 320px at 0% 20%, rgba(14,26,42,.06), transparent 55%);
  }
  .inv-reviews__head{text-align:center;max-width:860px;margin:0 auto 16px}
  .inv-reviews__title{margin:0 0 8px;font-size:clamp(24px,3.4vw,34px);line-height:1.15;color:#0b1320}
  .inv-reviews__summary{
    display:flex;align-items:center;justify-content:center;gap:12px;
    background:#fff;border:1px solid var(--inv-border);border-radius:16px;padding:10px 12px;
    box-shadow:0 10px 22px rgba(14,26,42,.06);
  }
  .inv-reviews__stars{color:#F5C51C;font-size:1.1rem;letter-spacing:1px}
  .inv-reviews__numbers{display:flex;align-items:baseline;gap:6px;color:#0f172a}
  .inv-reviews__avg{font-weight:800;font-size:1.3rem}
  .inv-reviews__slash{color:#94a3b8}
  .inv-reviews__count{color:var(--inv-muted);font-size:.92rem}
  
  .inv-reviews__grid{
    display:grid;gap:14px;margin-top:18px;
    grid-template-columns:repeat(2,1fr);
  }
  @media (max-width: 820px){ .inv-reviews__grid{ grid-template-columns:1fr; } }
  .inv-reviews__card{
    background:#fff;border:1px solid var(--inv-border);border-radius:16px;padding:14px;
    box-shadow:0 8px 20px rgba(14,26,42,.05);
    transition:transform .18s ease, box-shadow .18s ease, border-color .18s ease;
  }
  .inv-reviews__card:hover{transform:translateY(-2px);box-shadow:0 16px 32px rgba(14,26,42,.10);border-color:#dce5f1}
  .inv-reviews__text{margin:0 0 8px;color:#334155;font-size:.98rem}
  .inv-reviews__author{margin:0;color:#0f172a;font-weight:700}
  
  /* --- Case studies --- */
  #Finanseo-cases{
    padding:56px 0 40px;
    background:
      radial-gradient(900px 380px at 100% 0%, rgba(30,194,139,.10), transparent 60%),
      radial-gradient(700px 320px at 0% 20%, rgba(14,26,42,.05), transparent 55%);
  }
  .inv-cases__head{text-align:center;max-width:860px;margin:0 auto 20px}
  .inv-cases__title{margin:0 0 8px;font-size:clamp(24px,3.4vw,34px);line-height:1.15;color:#0b1320}
  .inv-cases__lede{margin:0 auto;color:var(--inv-muted);font-size:clamp(15px,2vw,17px)}
  
  .inv-cases__grid{
    display:grid;gap:16px;margin-top:18px;
    grid-template-columns:repeat(3,1fr);
  }
  @media (max-width:980px){ .inv-cases__grid{ grid-template-columns:1fr; } }
  
  .inv-cases__card{
    background:#fff;border:1px solid var(--inv-border);border-radius:20px;padding:16px;
    box-shadow:0 10px 22px rgba(14,26,42,.06);
    transition:transform .18s ease, box-shadow .18s ease, border-color .18s ease;
  }
  .inv-cases__card:hover{transform:translateY(-2px);box-shadow:0 16px 32px rgba(14,26,42,.10);border-color:#dce5f1}
  .inv-cases__card--focus{border-color:#cfeee3;box-shadow:0 16px 36px rgba(30,194,139,.18)}
  
  .inv-cases__name{margin:4px 0 6px;font-size:1.12rem;color:#0f172a}
  .inv-cases__pill{font-size:.82rem;font-weight:800;margin-left:8px;padding:.2rem .5rem;border-radius:999px;background:#eef2f7;color:#0f172a}
  .inv-cases__pill--accent{background:linear-gradient(135deg,var(--inv-accent),#6de0bb);color:#063d2a;box-shadow:0 10px 22px rgba(30,194,139,.28)}
  .inv-cases__desc{margin:0 0 10px;color:#374151;font-size:.97rem}
  
  /* Pasek alokacji — gradient wg % */
  .inv-cases__alloc{
    height:14px;border-radius:10px;overflow:hidden;margin:8px 0 10px;border:1px solid #e4eaf3;
    background:
      linear-gradient(to right,
        #9973ed 0%, #9973ed calc(var(--akcje,0)*1%),
        #3b82f6 calc(var(--akcje,0)*1%) calc((var(--akcje,0)+var(--obligacje,0))*1%),
        #a855f7 calc((var(--akcje,0)+var(--obligacje,0))*1%) calc((var(--akcje,0)+var(--obligacje,0)+var(--alternatywy,0))*1%),
        #94a3b8 calc((var(--akcje,0)+var(--obligacje,0)+var(--alternatywy,0))*1%) 100%
      );
  }
  .inv-cases__alloc-list{
    display:flex;flex-wrap:wrap;gap:10px 14px;margin:0 0 10px;padding:0;list-style:none;color:#334155;font-size:.92rem
  }
  .dot{display:inline-block;width:10px;height:10px;border-radius:999px;margin-right:6px;vertical-align:middle}
  .dot--stocks{background:#9973ed}
  .dot--bonds{background:#3b82f6}
  .dot--alts{background:#a855f7}
  .dot--cash{background:#94a3b8}
  
  .inv-cases__bullets{margin:0;padding-left:18px;color:#334155;font-size:.95rem}
  .inv-cases__bullets li{margin:6px 0}
  
  .inv-cases__note{
    margin-top:22px;text-align:center;background:#fff;border:1px solid var(--inv-border);border-radius:16px;padding:12px 14px;
    box-shadow:0 8px 20px rgba(14,26,42,.05)
  }
  .inv-cases__note p{margin:0}
  #Finanseo-contact{
    padding:56px 0 44px;
    background:
      radial-gradient(900px 380px at 100% 0%, rgba(30,194,139,.10), transparent 60%),
      radial-gradient(700px 320px at 0% 20%, rgba(14,26,42,.06), transparent 55%);
  }
  
  /* Head */
  .inv-contact__head{text-align:center;max-width:860px;margin:0 auto 22px}
  .inv-contact__title{margin:0 0 8px;font-size:clamp(24px,3.4vw,34px);line-height:1.15;color:#0b1320}
  .inv-contact__lede{margin:0 auto;color:var(--inv-muted);font-size:clamp(15px,2vw,17px)}
  
  /* Form wrapper */
  .inv-contact__form{
    background:var(--inv-surface);
    border:1px solid var(--inv-border);
    border-radius:20px;
    box-shadow:0 12px 28px rgba(14,26,42,.08);
    padding:16px;
  }
  
  /* Honeypot (ukryte) */
  .inv-contact__hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
  
  /* Grid */
  .inv-contact__grid{
    display:grid;gap:14px;grid-template-columns:repeat(2,1fr)
  }
  @media (max-width:860px){.inv-contact__grid{grid-template-columns:1fr}}
  
  .inv-field{display:flex;flex-direction:column}
  .inv-field--full{grid-column:1 / -1}
  
  .inv-label{font-weight:700;color:#0f172a;margin-bottom:6px}
  .req{color:#9973ed;margin-left:4px}
  
  /* Inputs */
  .inv-input,.inv-select{
    appearance:none;background:#fff;border:1px solid var(--inv-border);border-radius:12px;
    padding:12px 12px;font-size:1rem;color:#0f172a;
    transition:border-color .15s ease, box-shadow .15s ease, background .15s ease;
  }
  .inv-input::placeholder{color:#94a3b8}
  .inv-input:focus,.inv-select:focus{
    outline:none;border-color:#cfeee3;box-shadow:0 0 0 4px rgba(30,194,139,.18);background:#F8FFFC
  }
  .inv-hint{color:var(--inv-muted);font-size:.86rem;margin-top:6px}
  
  /* Radio group */
  .inv-radio-group{display:flex;gap:8px;flex-wrap:wrap}
  .inv-radio{
    position:relative;display:inline-flex;align-items:center;gap:8px;
    border:1px solid var(--inv-border);border-radius:999px;padding:8px 12px;cursor:pointer;user-select:none;background:#fff;
    transition:border-color .15s ease, box-shadow .15s ease, background .15s ease, transform .15s ease;
  }
  .inv-radio input{position:absolute;opacity:0;pointer-events:none}
  .inv-radio span{font-weight:700;color:#0f172a;font-size:.96rem}
  .inv-radio:hover{transform:translateY(-1px);box-shadow:0 8px 18px rgba(14,26,42,.06)}
  .inv-radio:has(input:checked){
    border-color:#cfeee3;background:linear-gradient(135deg,#F2FBF7,#ffffff);box-shadow:0 10px 22px rgba(30,194,139,.16)
  }
  /* Fallback bez :has */
  @supports not (selector(:has(*))){
    .inv-radio input:checked + span{outline:3px solid rgba(30,194,139,.25);outline-offset:2px;border-radius:6px}
  }
  
  /* Consent */
  .inv-consent{margin-top:12px;background:#F8FAFD;border:1px dashed #dbe3ee;border-radius:12px;padding:12px}
  .inv-check{display:flex;align-items:flex-start;gap:10px;cursor:pointer}
  .inv-check input{position:absolute;opacity:0}
  .inv-check__box{
    width:18px;height:18px;border-radius:4px;border:2px solid #0E1A2A;margin-top:2px;flex:0 0 18px;background:#fff;position:relative
  }
  .inv-check input:checked + .inv-check__box{border-color:#9973ed;background:#9973ed}
  .inv-check input:checked + .inv-check__box::after{
    content:"";position:absolute;left:4px;top:0px;width:6px;height:10px;border:2px solid #063d2a;border-top:none;border-left:none;transform:rotate(45deg)
  }
  .inv-check__text{color:#334155;font-size:.95rem}
  .inv-check__text a{color:#0E1A2A;text-decoration:underline}
  .inv-check__text a:hover{text-decoration:none}
  
  /* Actions */
  .inv-actions{margin-top:14px}
  .inv-btn{display:inline-block;border:0;cursor:pointer;padding:12px 16px;border-radius:14px;font-weight:800;font-size:1rem}
  .inv-btn--primary{
    background:var(--inv-accent);color:#063d2a;box-shadow:0 12px 26px rgba(30,194,139,.25);
    transition:filter .15s ease, transform .1s ease
  }
  .inv-btn--primary:hover{filter:brightness(.96);transform:translateY(-1px)}
  
  /* Nota */
  .inv-contact__note{margin:12px 2px 0;color:var(--inv-muted);font-size:.92rem}
  
  /* Delikatna walidacja */
  .inv-input:required:invalid{border-color:#ffd2d2}
  .inv-input:required:invalid:focus{box-shadow:0 0 0 4px rgba(255,0,0,.08)}
  #Finanseo-footer.inv-footer{
    padding:36px 0 18px;
    color:#E8F2FF;
    background:
      radial-gradient(900px 380px at 100% 0%, rgba(30,194,139,.10), transparent 60%),
      linear-gradient(180deg, #0E1A2A 0%, #0B1524 100%);
    border-top:1px solid rgba(255,255,255,.06);
  }
  
  /* Top grid */
  .inv-footer__top{
    display:grid; gap:22px;
    grid-template-columns:2fr 1fr 1fr 1.6fr;
    align-items:start;
  }
  @media (max-width: 980px){
    .inv-footer__top{ grid-template-columns:1fr 1fr; }
  }
  @media (max-width: 640px){
    .inv-footer__top{ grid-template-columns:1fr; }
  }
  
  .inv-footer__heading{
    margin:0 0 10px;
    font-size:1rem; letter-spacing:.2px;
    color:#EAF2FF; font-weight:800;
  }
  
  /* Brand */
  .inv-footer__logo{
    display:inline-flex; align-items:center; gap:10px;
    margin-bottom:10px; color:#fff;
  }
  .inv-footer__logo svg{
    width:36px; height:36px; border-radius:10px; box-shadow:0 6px 14px rgba(0,0,0,.35);
  }
  .inv-footer__brandname{
    font-weight:800; letter-spacing:.3px; color:#ffffff;
  }
  .inv-footer__about{
    margin:6px 0 10px; color:var(--inv-muted); line-height:1.55; max-width:52ch;
  }
  
  /* Social */
  .inv-footer__social{ display:flex; gap:10px; margin-top:8px; }
  .inv-social{
    width:34px; height:34px; display:grid; place-items:center; border-radius:999px;
    background:#13263C; border:1px solid var(--inv-border);
    transition:transform .15s ease, background .15s ease, border-color .15s ease, box-shadow .15s ease;
  }
  .inv-social svg{ width:18px; height:18px; fill:#CFE7F9; }
  .inv-social:hover{
    transform:translateY(-2px);
    background:linear-gradient(135deg, var(--inv-accent), #6de0bb);
    border-color:#2ad3a2;
    box-shadow:0 10px 22px rgba(30,194,139,.25);
  }
  .inv-social:hover svg{ fill:#063d2a; }
  
  /* Lists & links */
  .inv-footer__list{ list-style:none; padding:0; margin:0; display:grid; gap:8px; }
  .inv-footer__list a,
  .inv-docbtn{
    color:#E6F0FF; text-decoration:none;
    border-bottom:1px dashed transparent;
    transition:color .15s ease, border-color .15s ease, transform .1s ease, background .15s ease;
  }
  .inv-footer__list a:hover{
    color:#c8ffe9; border-color:#2ad3a2; transform:translateX(2px);
  }
  .inv-docbtn{
    background:transparent; border:0; padding:0; text-align:left; cursor:pointer; font:inherit;
  }
  .inv-docbtn:hover{ color:#c8ffe9; border-color:#2ad3a2; transform:translateX(2px); }
  
  /* Kontakt */
  .inv-footer__address{ font-style:normal; color:#D7E4FF; line-height:1.55; }
  .inv-footer__link{ color:#E6F0FF; text-decoration:none; }
  .inv-footer__link:hover{ color:#c8ffe9; text-decoration:underline; }
  .inv-footer__hours{ color:var(--inv-muted); margin:8px 0 0; }
  
  /* Bottom bar */
  .inv-footer__bottom{
    display:flex; flex-wrap:wrap; gap:10px 16px; align-items:center; justify-content:space-between;
    margin-top:20px; padding-top:14px;
    border-top:1px solid var(--inv-border);
  }
  .inv-footer__copy{ margin:0; color:#EAF2FF; font-weight:700; }
  .inv-footer__disclaimer{ margin:0; color:var(--inv-muted); max-width:70ch; font-size:.92rem; }
  
  @media (max-width: 640px){
    .inv-footer__disclaimer{ max-width:unset; }
  }
  
  /* ===== Modals ===== */
  .no-scroll{ overflow:hidden; }
  
  .inv-modal{ 
    position:fixed; inset:0; z-index:1200; display:grid; place-items:center;
    background:rgba(3, 8, 15, .35);
  }
  .inv-modal[hidden]{ display:none; }
  .inv-modal__backdrop{ position:absolute; inset:0; }
  
  .inv-modal__dialog{
    position:relative; width:min(720px, 92vw); max-height:84vh; overflow:auto;
    background:#ffffff; color:#0f172a; border-radius:18px; border:1px solid #e6ecf4;
    box-shadow:0 26px 70px rgba(14,26,42,.35);
    animation:inv-zoom .18s ease;
  }
  @keyframes inv-zoom{ from{ transform:scale(.96); opacity:0 } to{ transform:scale(1); opacity:1 } }
  
  .inv-modal__header{
    display:flex; align-items:center; justify-content:space-between; gap:8px;
    padding:14px 16px; border-bottom:1px solid #eef2f7; background:#f9fbfd; border-radius:18px 18px 0 0;
  }
  .inv-modal__header h3{ margin:0; font-size:1.1rem; color:#0b1320; }
  .inv-modal__close{
    border:0; background:transparent; font-size:1.6rem; line-height:1; cursor:pointer; color:#0f172a;
  }
  .inv-modal__close:hover{ color:#0E1A2A; }
  
  .inv-modal__body{ padding:14px 16px; }
  .inv-modal__body p{ margin:0 0 10px; color:#334155; }
  .inv-modal__body ul{ margin:0 0 10px 18px; color:#334155; }
  .inv-modal__link{ color:#0E1A2A; text-decoration:underline; }
  .inv-modal__link:hover{ text-decoration:none; }
  
  .inv-modal__footer{
    padding:12px 16px; border-top:1px solid #eef2f7; display:flex; justify-content:flex-end; gap:10px;
    border-radius:0 0 18px 18px;
  }
  
  .inv-btn{
    display:inline-block; border:0; cursor:pointer; padding:10px 14px; border-radius:12px; font-weight:800;
  }
  .inv-btn--ghost{
    background:#ffffff; border:1px solid #dbe3ee; color:#0f172a;
  }
  .inv-btn--ghost:hover{ background:#f7fafc; }
  
  /* Accessibility helper */
  .sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
  /* Finanseo: formatowanie treści w modalu Regulaminu */
.fin-terms__head{margin-bottom:8px}
.fin-terms__title{margin:0 0 4px;font-size:1.1rem;color:#0b1320}
.fin-terms__meta{margin:0 0 6px;color:#6B7280;font-size:.92rem}
.fin-terms__note{
  margin:8px 0 10px;padding:10px 12px;border:1px dashed #dbe3ee;border-radius:10px;background:#F8FAFD;color:#334155
}
.fin-terms section{padding:8px 0;border-top:1px solid #eef2f7}
.fin-terms section:first-of-type{border-top:0}
.fin-terms h5{margin:0 0 6px;font-size:1rem;color:#0f172a}
.fin-terms p{margin:0 0 8px;color:#334155}
.fin-terms ul{margin:0 0 8px 18px;color:#334155}
.fin-terms__table{
  width:100%;border-collapse:separate;border-spacing:0;margin:6px 0;border:1px solid #e6ecf4;border-radius:10px;overflow:hidden
}
.fin-terms__table th,.fin-terms__table td{padding:8px 10px;border-bottom:1px solid #e6ecf4;text-align:left;vertical-align:top}
.fin-terms__table thead th{background:#F3F6FB}
.fin-terms__table tr:last-child td{border-bottom:0}